Verified by Visa

The Very Versatile Visa

Dort Federal offers a VISA Platinum card to qualifying members. Here are the card's vital statistics.

No Annual Fee
No Balance Transfer Fee (No grace period on balance transfers - 25 day grace period on purchases)
No Cash Advance Fee (No grace period on cash advances - 25 day grace period on purchases)
Schedule of Fees and Charges
Enjoy peace of mind and purchasing power with credit limits up to $35,000 for qualified members
Enjoy the convenience of automatic payment options which make repayment simple
Shop online with extra security with Verified by Visa
Cash advances available at any Visa logo ATM machine, by phone with Dort by Phone, online with Dort Online Banking, or at any Dort Federal office!
Accepted worldwide (Click here for the latest exchange rates)
VISA Gift Cards
VISA Credit Card Terms and Conditions

ScoreCard Bonus Points

When you use your Dort Federal VISA card you are also earning points on the new ScoreCard Bonus Point Program. Points are redeemable for a variety of gift and travel awards - you choose the award that best suits you. Go to ScoreCardRewards.com to see how many points you have accumulated and to see the great selection of gifts.

CashBack Program

If you would rather have cash back, you can opt out of the ScoreCard Bonus Program and opt in to the CashBack Program. The CashBack Program earns 1% of your annual net purchases - no matter what the amount.

[CashBack rewards will show up on your Dort Federal Platinum Visa Credit Card as a credit and will be available the week of February 15, 2011.]

Call or e-mail us for more details or to switch from ScoreCard to CashBack. If you email us, please do not include sensitive information (Account Numbers, Social Security numbers, etc.) in the email.

Notes to Current VISA Cardholders
Call (800) 543-5073 if you need to report a lost or stolen VISA or Dort One Debit Card.

If there is a transaction on your card that you would like to dispute, you can complete this form or login to Dort Online banking and complete the VISA dispute form within the Secure Forms section there.

VISA Gift Cards

Dort Federal now offers flexible and convenient VISA Gift Cards that you can purchase online or in any of our offices. The gift card can be used anywhere VISA is accepted and you can choose a dollar amount between $25 and $500. There is a $5.95 shipping and handling fee if you purchase a card online and a $5.00 fee if you purchase a card at one of our offices.

If you have received a gift card and want to check the balance on it, please go to www.libertygiftcard.com or call 1-866-244-5360.

USA Patriot Act requirements for loan applications.

VISA® CREDIT CARD TERMS AND CONDITIONS AND TRUTH IN LENDING DISCLOSURE STATEMENT (“AGREEMENT”)

Interest Rates and Interest Charges
Annual percentage Rate (APR) for Purchases	9.5%-18.0% based on your creditworthiness
APR for Transfers	9.5%-18.0% based on your creditworthiness
APR for Cash Advances	9.5%-18.0% based on your creditworthiness
How to Avoid Paying Interest on Purchases	Your due date is 26 days after the close of the billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month
Minimum Interest Charge	None
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

Fees
Annual Fee	None

Transaction Fees
Balance Transfer Fee	None
Cash Advance Fee	None
Foreign Transaction Fee	Up to 1% of the transaction amount

Penalty Fees
Late Payment	Up to $25.00
Over the Limit Fee	None
Returned Payment	Up to $20.00

How We Will Calculate Your Balance: The Finance Charges shown on your Monthly Billing Statement are figured by multiplying a Daily Periodic Rate times the Daily Principal Balance of both Credit Purchases and Cash Advances. An explanation of this method is described in our Visa Credit Card Terms and Conditions -- section 5.