Dort Federal now has one card to rule them all. VISA Platinum. In June 2007 we enhanced our VISA Credit Card program. Here's how and what you can expect as we roll out the changes.

• All July 2007 expiring VISA Platinum Cards will be reissued with a new, bolder looking VISA Platinum Card.
• Then, as remaining VISA Platinum, Classic, and Gold Cards expire through 2008, these cardholders will be issued new VISA Platinum Cards!
• All members opening new VISA Credit Card accounts will be issued Platinum Cards as we migrate our Classic and Gold Card programs to Platinum.
• All VISA Credit cardholders will now be able to choose a no rewards option with a lower interest rate, or continue to earn ScoreCard Bonus Points or ScoreCard Cashback Rewards.
• Current VISA Platinum cardholders will see a small rise in their interest rate, but many current Classic and Gold cardholders will see a decrease in theirs
• Plus, the card is still accepted worldwide (click here for the latest currency exchange rates), has no annual fee, and can be used for cash advances at any ATM with the VISA logo.

Why the change?
Migrating our cardholders to a Platinum program gives them greater reward options and the Platinum Preferred Program offers them travel insurance and a concierge service.

Choose Your Payment Method – Payments Due the 26th of each month

1. Have your entire balance transferred from your Dort Federal account
2. Pay the minimum monthly payment, just 2.5% of your month-end balance ($25 minimum)
3. Make payments online
4. Make payments with a coupon

Notes to Current VISA Cardholders
Call (800) 543-5073 if you need to report a lost or stolen VISA or Dort One Card.

If there is a transaction on your card that you would like to dispute, you can complete this form.

Purchases made online with your Dort Federal VISA can also be secured by VISA's "Verified by VISA" program. Click here for more details and to register your card with the program.

Dort One Card
If you’d like the convenience of a VISA card that is tied to your Dort Federal checking account, take a look at our Dort One Card option!

ScoreCard Bonus and CashBack Programs
When you use your Dort Federal VISA card you are also earning points on the new ScoreCard Bonus Point Program. Points are redeemable for a variety of gift and travel awards - you choose the award that best suits you. Go to ScoreCardRewards.com to see how many points you have accumulated and to see the great selection of gifts.

Or, if you would rather have cash back, you can opt out of the ScoreCard Bonus Program and opt in to the CashBack Program. The CashBack Program earns 1% of your annual net purchases - no matter what the amount.

ScoreCard FAQ's

Call or E-mail us for more details. If you email us, please do not include sensitive information (Account Numbers, Social Security numbers, etc.) in the email.

Dort Federal Members Earn $139,597 With ScoreCard Cash Back…

Thousands of Dort Federal Members are applauding the ScoreCard Cash Back program on their Dort Federal Visa Credit Card.  Collectively they earned $139,597 in ScoreCard Cash Back!  Members enrolled in the program were credited with the appropriate individual earnings in late February.  Earnings were posted to their credit card as a credit. Check your February statement to see how much you earned, or view your account on DortOnline.org.

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VISA Gift Cards
Dort Federal now offers flexible and convenient VISA Gift Cards that you can purchase online or in any of our offices. The gift card can be used anywhere VISA is accepted and you can choose a dollar amount between $25 and $500. There is a $5.95 shipping and handling fee if you purchase a card online and a $5.00 fee if you purchase a card at one of our offices.

If you have received a gift card and want to check the balance on it, please go to www.libertygiftcard.com or call 1-866-244-5360.

USA Patriot Act requirements for loan applications.

Visa Platinum Schedule of Fees and Charges
Annual Fee	None
Annual Percentage Rate (APR) for purchases, cash advances and balance transfers	9.5%-18.0%
Daily Periodic Rate	.026027%-.049315%
Overlimit Fee	$20
Late Payment Fee	$20
Returned Check Fee	$20
Grace Period	You have 25 days to re-pay your entire statement balance before a finance charge on purchases will be imposed. There is no grace period on cash advances or balance transfers.
Balance Computation Method	We compute the finance charges on your account using the Average Daily Balance Method.
The exact Daily Periodic rate and annual Percentage Rate is based on a credit score which we obtain from our credit reporting service. The Daily Periodic Rate and Annual Percentage Rate applicable to your account will be communicated to you verbally and will appear on your first periodic statement.