Dort Federal offers a VISA Platinum card to qualifying members. Here are the card's vital statistics.

• Annual Fee: None
• Balance Transfer Fee: None (No grace period on balance transfers - 25 day grace period on purchases)
• Cash Advance Fee: None (No grace period on cash advances - 25 day grace period on purchases)
• Schedule of Fees and Charges
• Enjoy peace of mind and purchasing power with credit limits up to $35,000 for qualified members
• Enjoy the privilege of Platinum Preferred Service
• ScoreCard Bonus Points or Cash Back
• Do business with friendly Dort Federal staff who know them
• Enjoy the convenience of automatic pament options which make repayment simple
• Save with competitive rates and no annual fee
• Save even more with no transfer balance fees
• Shop online with extra security with Verified by Visa
• Cash advances available at any Visa logo ATM machine, by phone with Fabulous Freida, online at www.dortonline.org, or at any Dort Federal office!
• Accepted worldwide (Dort Federal charges a 1% mark up - Click here for the latest exchange rates)
• Available VISA Gift Cards
• VISA Credit Card Terms and Conditions

Notes to Current VISA Cardholders
Call (800) 543-5073 if you need to report a lost or stolen VISA or Dort One Card.

If there is a transaction on your card that you would like to dispute, you can complete this form or login to Dort Online banking and complete the VISA dispute form within the Secure Forms section there.

ScoreCard Bonus
When you use your Dort Federal VISA card you are also earning points on the new ScoreCard Bonus Point Program. Points are redeemable for a variety of gift and travel awards - you choose the award that best suits you. Go to ScoreCardRewards.com to see how many points you have accumulated and to see the great selection of gifts.

ScoreCard FAQ's

CashBack Program
If you would rather have cash back, you can opt out of the ScoreCard Bonus Program and opt in to the CashBack Program. The CashBack Program earns 1% of your annual net purchases - no matter what the amount.

Call or e-mail us for more details or to switch from ScoreCard to CashBack. If you email us, please do not include sensitive information (Account Numbers, Social Security numbers, etc.) in the email.

VISA Gift Cards
Dort Federal now offers flexible and convenient VISA Gift Cards that you can purchase online or in any of our offices. The gift card can be used anywhere VISA is accepted and you can choose a dollar amount between $25 and $500. There is a $5.95 shipping and handling fee if you purchase a card online and a $5.00 fee if you purchase a card at one of our offices.

If you have received a gift card and want to check the balance on it, please go to www.libertygiftcard.com or call 1-866-244-5360.

USA Patriot Act requirements for loan applications.

VISA® CREDIT CARD TERMS AND CONDITIONS AND TRUTH IN LENDING DISCLOSURE STATEMENT (“AGREEMENT”)

Visa Platinum Schedule of Fees and Charges
Annual Fee	None
Annual Percentage Rate (APR) for purchases, cash advances and balance transfers	9.5%-18.0%
Daily Periodic Rate	.026027%-.049315%
Overlimit Fee	$20
Late Payment Fee	$20
Returned Check Fee	$20
Grace Period	You have 25 days to re-pay your entire statement balance before a finance charge on purchases will be imposed. There is no grace period on cash advances or balance transfers.
Balance Computation Method	We compute the finance charges on your account using the Average Daily Balance Method.
The exact Daily Periodic rate and annual Percentage Rate is based on a credit score which we obtain from our credit reporting service. The Daily Periodic Rate and Annual Percentage Rate applicable to your account will be communicated to you verbally and will appear on your first periodic statement.